Insurance Agency Lock Haven, PA │ Auto – Life – Home │ Davis Insurance Agency, LLC

208 E. Church St
Lock Haven 17745

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Business Insurance from Davis Insurance Agency

At Davis Insurance Agency, we understand how important your business is and how vital it is to have the coverage you need should something happen. From large corporations to main street businesses, our agents will work one-on-one with you to determine your needs and any areas where your business may be vulnerable. They will then find you an insurance package that will make sure you have the coverage you need to protect you and your business.

A business is a huge investment; do not leave it to chance by having inadequate insurance coverage. Davis Insurance Agency, LLC. is a business too, so we understand the importance of protecting your livelihood.

Insurance coverage we help businesses find include:

Business Auto General Liability Excess Liability Commercial Property
Workers Compensation Life Flood Pollution Liability
Errors & Omissions Directors & Officers EPLI Cyber Liability

Workers' Compensation

Workers' compensation insurance is vital to business owners. It protects employers from claims resulting in injuries to employees who are hurt while on the job. This insurance will protect your business from any lawsuits and gives injured employees compensation.

Most employers by law are required to give compensation to employees to cover lost wages and medical bills that have incurred as a result of an on-the-job accident. Davis Insurance provides comparative quotes for workers' compensation insurance and will find you the best rate available. Call us today!

Business Auto Insurance

If you have a vehicle that is used for your business purposes, then it is important that you have business auto insurance coverage. It's not just the vehicle's registration that determines the requirement for business auto insurance. Other requirements are the ownership by a company, if the vehicle is used to haul goods made or used by the company, and the total vehicle weight of the vehicle. In some specific situations, small trucks can be owned and insured through a personal auto insurance policy.

Business auto insurance will cover:

Davis Insurance can assist you in determining if your business needs business auto insurance, and will compare different rates from a variety of insurance providers to get you the rate you can afford. For more information on business auto insurance, contact today!

General Liability Insurance

General liability insurance is important since it helps protect operators and owners of companies from claims that can come from a variety of sources. These sources could be almost anything, such as liability caused by an accident during daily operations of the insured party, contractual liability, or defective products manufactured by the insured party.

The liability you choose, whether one or two million dollars, will determine the cost of your general liability insurance. Also factored into the rate are gross receipts, total payroll expenses, and the type of work undertaken. With general liability insurance, you will make a down payment and then continuously make payment installments. It is the owner's duty to ensure that those working under them are covered by insurance, and they have coverage should an outsider try to sue them.

Davis Insurance is ready and available to compare quotes on general liability insurance from a variety of insurance carriers. Call us today to get started!

Commercial Property Insurance

Commercial property insurance is a type of insurance that was designed to protect your company building, as well as the contents inside. “Property” that is covered includes lost income, computers, valuable files, buildings, and more. With commercial property insurance, your business will be protected from damage caused by a fire, burglary, or vandalism.

If you would like a good rate for commercial products insurance, come see our agents at Davis Insurance!

Cyber Liability

With many businesses running their business entirely online, it is important to take the necessary steps to protect yourself in case of a data breach. Most overlook this crucial insurance coverage and end up paying millions in damages to their customers. If you have records of your customers or your employee's personal information stored on a computer, you are at risk and need to protect yourself and your business with cyber liability insurance.

With Cyber Liability Insurance from Davis Insurance you will:

Davis Insurance is proud to offer comparative quotes on cyber liability insurance so you get the best rate for your business. If you would like to see what coverage options we can offer you, call us today!

Special Programs for Business and Industry

Your business plays an important role in the community. People depend on you; you need an insurance agency you can depend upon.

PIWHA – Pennsylvania Independent Waste Haulers Association

Davis Insurance Agency is not only a member of the PA Independent Waste Haulers Association, but we are also endorsed by the PIWHA. It takes a special team to deliver a comprehensive commercial insurance program designed for independent waste haulers. Davis Insurance is pleased to offer SPECIAL PRICING to all members of the PIWHA. A discounted rate up to 35% on Auto, Property, Inland Marine, & General Liability.

CARH – Council for Affordable & Rural Housing

We has been specializing in insuring multi-family housing for over 25 years, including projects funded by the US Department of Agriculture, Rural Housing Service, and PA Housing Finance Agency. We understand the requirements needed to properly insure and service USDA properties.

*Please remember that coverage cannot be bound or altered via email or the internet. You must speak directly with a licensed agent.